for Open a new csp please e mail with us with C.V. / Biodata
Email us - merdasbcsbi@gmail.com any queary
What Services will SBI Kiosk banking provide?
Initially, SBI Kiosk banking will provide the following services:
- Deposit of Cash
- Withdrawal of Cash
- Money transfer to another SBI account holder in other locations
SBI can enhance the product list of BC. However BF work shall start after stabilization of BC work.
Benefits to your customers
A 'No Frill SBI Accounts' through KIOSK Banking Model
General purpose Credit Card (GCC)/Kisan Credit Card (KCC)
Term Deposit/Recurring Deposit
Regular SBI Saving Bank Account
Loans against Term Deposit Receipt (TDR) etc
Minimum requirements for set up of CSP outlet
Size of Outlet : Minimum 150-200 sq feet with a counter.
Adequate space to attend to 5-6 customers at a time.
System configuration : PC with a minimum configuration of 40 GB hard disk
Internet connectivity through broad band or VSAT
An Intel base chip of or superior provider.
A web cam.
A standard printer/scanner/Finger print device.
few of khata for reg. mantence......
What type of transactions the customer will carry on?
• This is called a no-frills account where there is no minimum balance or charges levied.
• Maximum balance can be Rs 50000. (Balances above this can be held, but then account is converted to a regular bank account and the terms of the bank
and documentations will apply to these accounts).
• Minimum Balance -Zero Balance.
• Maximum limit of transactions is Rs10,000/- per day.
• No Cheque book is issued
• Only Cash Transactions can be made & only in person by the account holder & ATM (Ruppy Card ) all of tiney savings costomers.
• There is no signature required and only electronic thumb impression is used to access/use the account.
• Customer also benefits from Long banking hours: As long as the shop is open
Income generation from CSP Kiosk Banking ?
Earn on opening New Account, every Cash Deposit/ Cash Withdrawal/ Loans and Money Transfer or any services of the bank.
KIOSK Banking
The Reserve Bank of India (RBI) defines financial inclusion as the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost.
KIOSK banking is basically developed for rural areas of country. Such rural areas where people can't reach to the bank to use their services. But now this is appearing like distribution of bank load and more…………..
